State ex rel. Cooper v. NCCS Loans, Inc. The plaintiffs alleged that an individual defendant had complete ownership and control over two limited liability companies which the court found were making usurious loans under the guise of Internet service contracts in NCCS loans. 1. Interest loans that ar вЂ” usury вЂ” Consumer Finance work The… Continuar lendo State ex rel. Cooper v. NCCS Loans, Inc.